Determinants Of Financing For Contemporary Sale And Shirkah Islamic Banking Year 2019-2023 To Quality Profit With NPF As A Moderating Variable

Abstrak

The background of the study is the influence of financing for sale and purch and syirkah financing which still has a research gap by adding othe variables, namely the addition of financing for sale and purchase and N which is one of the disincentives for banks to obtain profit or profit. Regard the irregular funding indicator as measured by the Net Performance Fund (NPF) ratio. This study aims to analyze financing for sale and purchase w has a significant effect on the Earnings Quality (ROA) of Bank Sya Indonesia. Let's analyze whether Syirkah Financing has a significant effec the Earnings Quality (ROA) of Bank Syariah Indonesia. Analyze whether N can manage financing for sale and purchase and Syirkah financing productive ROA quality. This study is based on annual calculations for period 2019-2023. Using a qualitative descriptive method using a purpo sampling method. In this study, the example is the 2019-2023 financial rep Data collection techniques Documentation Technique and Literature St were then tested using the SPSS 23.0 test Based on the results of the st Buying and selling has a significant effect on the quality of income of B Syariah Indonesia for the period 2019-2023. There is no significant effec the quality of profit between Syirkah and Bank Syariah Indonesia in 20 2023. In the period 2019-2023 there is a significant effect between the qua of NPF income and Bank Syariah Indonesia. Buying and selling and NPF h a significant effect on the quality of profit of Bank Syariah Indonesia in 20 2023.